What is a safe money retirement?

Most of our clients realize at the retirement age that the riskier years of investing may be behind them. With certain retirement vehicles such as Fixed indexed annuities or even a MYGA (multi year guarantee annuity) for the Super conservative.

You can think of an annuity like stairs. if the market goes up, your portfolio grows, however if the market tanks your money has a floor to protect your money from any loss. Some products can come with aggressive bonuses.

Retirement's tied to the volatility of the market are subject to gain AND Loss. We have found that some retirements stop once the retiree passes away. With Safe money options such as annuities you don't have to gamble your life savings away once your gone. you can rest assured and insured your funds will go where it belongs. right back to your family or loved ones.

Annuities grow tax deferred, withdraws are typically taxed as ordinary income not the lower capitol gains rate. this saves a ton when your ready to start receiving income. in addition to that while the funds grow tax deferred this can help your funds compound more efficiently over time.